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For JBT Direct Online Banking

Change your User ID to something other than your Social Security Number (Tax ID Number). more>>>>

Change your password at least every 90 days and use a good password. more>>>>

Make sure your computer has a firewall, anti-spyware, and antivirus software. Install all security updates provided by software vendors as quickly as possible.

Phishing and Spoofing

Beware of emails that require you to "verify" certain personal information such as your Debit or ATM card number and PIN, your Internet Banking User ID and Password, your eBay or PayPal information, Social Security Number, date of birth, mother's maiden name or any other information that may be used to steal your identity. These emails usually contain an urgent or threatening tone and are designed to encourage you to quickly go to the thief's web site and provide this information. If you do not initiate the communication, you should not provide any information.

Social Engineering

Many of these same scams may be done by phone call with the thief posing as a bank employee, police officer, the IRS or some other person. If you do not initiate the communication, you should not provide any information. If you believe the contact may be legitimate, contact Jefferson Bank and Trust Company or other organization using the phone number on your bank statement or in a phone book.

Review Your Account Activity

Review your account statement as soon as possible to ensure all charges are correct. Check your account activity online using JBT Direct to catch any suspicious activity. Report any suspicious activity to Jefferson Bank and Trust Company immediately by phone.

Use MasterCard SecureCode

Sign up for MasterCard's free SecureCode service if you have a Jefferson Bank and Trust Company Debit Card. click here >>>

Thank you for banking with us, we appreciate your business. Please call Marilyn Oberkramer or Brad Locke if you have any questions or require assistance. (314)-621-0100 or toll free 1-800-513-0100.

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