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Jefferson Bank and Trust Company Privacy Policy

NOTE: Never send confidential or account related information via our online response form or email, as they are NOT SECURE.

What?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

Why?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balance
  • Overdraft history
  • Transaction history
  • Credit history
  • Wire transfer instruction

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Jefferson Bank and Trust Company chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Jefferson Bank and Trust Company share? Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO
For our marketing purposes—to offer our products and services to you YES NO
For joint marketing with other financial companies NO N/A
For our affiliates’ everyday business purposes—information about your transactions and experiences NO N/A
For our affiliates’ everyday business purposes—information about your creditworthiness NO N/A
For our affiliates to market to you NO N/A
For nonaffiliates to market to you NO N/A

Questions?

Call 1-800-513-0100 or go to www.jbt-stl.com

Who we are

Who is providing this notice?

Jefferson Bank and Trust Company

What we do

How does Jefferson Bank and Trust Company protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. All private data stored in cookies by the Internet Banking system are encrypted and for internal purposes only.

How does Jefferson Bank and Trust Company collect my personal information?

We collect your personal information, for example, when you

  • Open an account or Apply for a loan
  • Make deposits or withdrawals from your account
  • Pay your bills
  • Make a wire transfer

We also collect your personal information from others, such as credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Jefferson Bank and Trust Company does not share with our affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Jefferson Bank and Trust Company does not share with non affiliates so they can market to you
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Jefferson Bank and Trust Company does not jointly market

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