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Security Statement

How the Network is Secure

  • Encryption – scrambles messages exchanged between your browser and Jefferson Bank & Trust's online banking server.

How to Protect Yourself On the Internet

  • Safeguard your personal information, account numbers, User Id, password, card numbers and PIN numbers. Exercise caution when providing any of this information to persons/entities over the Internet.
  • Be careful when using a computer in a public area where someone could watch you enter your User Id or password.
  • Install security software (anti-virus, anti-spyware and a firewall) on your computer to help prevent your personal and account information from being collected without your knowledge. Keep your operating system, Internet browser and security software updated.
  • Keep your password confidential. Change passwords on a regular basis using a combination of letters, numbers and special characters. Avoid using obvious passwords like maiden name, children or pets.

E-mail:

  • Never give out or confirm private financial information by e-mail. Contact the financial institution that is requesting this information to verify that it is legitimate.
  • Do not respond to unsolicited e-mail offers from strangers. If anyone requests financial information or personal information, be suspicious.

Fraudulent Schemes

  • Phishing - Uses fraudulent emails or pop-up Web pages that appear to be from a legitimate source, often using a company's name, logo and/or graphic. These emails are designed to get you to share personal or account information.
  • Pharming - Occurs when you enter a Web address but are redirected, without your consent or knowledge, to a fraudulent site that looks similar to a legitimate site. The intent of the fraudulent site is to capture confidential information.
  • Spoofing - Domain Spoofing occurs when a fake financial or retail website is set up with the same look and feel of a legitimate website for the purpose of gaining personal information.
  • Fake Check Scam - You receive a large check in the mail with instructions to deposit into your account, keep a portion of the funds for your trouble, and immediately wire transfer out the rest the money to the sender. Beware! It's probably a scam. Most likely the check is a fake that will be returned to the bank unpaid.
  • Identity Theft - when someone uses your personal information without your permission to commit fraud. Many people are falling victim to a new breed of criminal known as "identity thieves." These are crooks who operate in both the physical and virtual worlds, searching for opportunities to steal valuable pieces of personal information that belong to someone else.

Note: Jefferson Bank & Trust will never ask for personal information on a non-secure page. Please call us if you are ever in doubt about the validity of a request or a page on our web site. (314) 621-0100

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