Michael J. Ross
Chairman of the Board

Denis M. Bahlinger
President

James T. Cuddihee
Senior Vice President

Robert J. Duffey
Senior Vice President

John L. Dulle
Senior Vice President

Thomas F. Kubat
Senior Vice President

Bradley A. Locke
Senior Vice President/Chief Financial Officer

Marilyn J. Oberkramer
Senior Vice President/Trust Officer

Steven J. Ohlms
Senior Vice President

Barry R. Zweig
Senior Vice President

Stephen M. Bynum
Vice President

Darryl L. Dickerhoff
Vice President

Richard A. Dreiling
Vice President/Compliance Officer

Julie P. Woodruff
Vice President

Robert W. Zinn
Vice President

Jeffrey D. Fischer
Auditor

Anthony B. Klutho
Controller

Stephanie F. Dace
Assistant Vice President

James W. Frazier
Assistant Vice President

Frances A. Gutreuter
Assistant Vice President

Linda S. Meroney
Assistant Vice President

Tracey L. Paul
Assistant Vice President

Cheryl L. Proctor
Assistant Vice President

S. Inez Quennoz
Assistant Vice President

Christine M. Swindle
Assistant Vice President

Laura M. Tomlinson
Assistant Vice President

Shirley A. Woolery
Assistant Vice President

Charmaine Cooley
Customer Service Officer

Felita P. Middleton
Customer Service Officer

Linda S. Mueller
Customer Service Officer

Vickie A. Rosier
Customer Service Officer

Brenda J. Thale
Customer Service Officer

Kendall W. Garner
Mortgage Loan Officer

Dawn E. Parr
Loan Administration Officer

Sandra D. Quick
Loan Servicing Officer

Irene G. Gibala
Personal Banking Officer

Kent S. Emig
Assistant Controller

Thomas F. Kubat
Senior Vice President

P. Joseph McKee, III
President/Paric Corporation

Steven J. Ohlms
Senior Vice President

Jack E. Pohrer
President/St. Louis Parking Company

Michael J. Ross
Chairman of the Board

Justin A. Williamson, III
President/Midwest Systems and River Roads Distributing Co.

Rudolph L. Wise
President/Wise El Santo Company

Barry R. Zweig
Senior Vice President