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Overview
History
Financial Statement


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Financial Statement (2003)

* Letter From Our Chairman
* Statement of Condition
* Officers and Directors


OFFICERS AND DIRECTORS

Officers 2003

Michael J. Ross
Chairman of the Board

Denis M. Bahlinger
President

Thomas A. Agnew
Executive Vice President/ Cashier

Robert J. Duffey
Senior Vice President

John L. Dulle
Senior Vice President/
Secretary

Eugene F. Kroupa
Senior Vice President

Thomas F. Kubat
Senior Vice President

Bradley A. Locke
Senior Vice President/
Chief Financial Officer

Robert E. McGuire
Senior Vice President

Stephen J. Ohlms
Senior Vice President

Barry R. Zweig
Senior Vice President

Steven M. Bynum
Vice President

Darryl L. Dickerhoff
Vice President

Richard A. Dreiling
Vice President/
Compliance Officer

Marilyn J. Oberkramer
Vice President/Trust Officer

Robert E. Vines
Vice President

Robert W. Zinn
Vice President

Jeffrey D. Fischer
Auditor

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Anthony B. Klutho
Controller

Stephanie F. Dace
Assistant Vice President

Frances A. Gutreuter
Assistant Vice President

Melissa E. Kaiser
Assistant Vice President

Tina R. Line
Assistant Vice President

Tracey L. Paul
Assistant Vice President

S. Inez Quennoz
Assistant Vice President

Christine M. Seithel
Assistant Vice President

Laura M. Tomlinson
Assistant Vice President

Shirley A. Woolery
Assistant Vice President

Vickie A. Rosier
Assistant Cashier

Brenda J. Thale
Assistant Cashier

John G. Jennings
Loan Origination Officer

Robert S. Meyer
Loan Origination Officer

Dawn E. Parr
Loan Origination Officer

Sandra D. Quick
Loan Servicing Officer

Irene G. Coyle
Personal Banking Officer

Linda S. Mueller
Personal Banking Officer

Kent S. Emig
Assistant Controller



Directors and Advisory Board 2003

Thomas A. Agnew
Executive Vice President/ Cashier

Denis M. Bahlinger
President

Patrick P. Biermann
President/H.D. America, Inc.

Joseph Boccardi
Owner/Joe Boccardi's Restaurant

Ralph C. Butler
Chairman of the Board/Butler Electrical Contracting, Inc.

Thomas J. Corrigan, Jr.
President/Corrigan Company Mechanical Contractors

John L. Dulle
Senior Vice President/
Secretary

Benjamin F. Edwards III
Chairman Emeritus/A.G. Edwards & Sons, Inc.

Dale J. Frost
Chairman of the Board/Frost Electric Supply Company

Marvin Gelber
President/Marvin Gelber Enterprises, Inc.

Richard D. Haberstroh
President/Richard D. Haberstroh, CLU, Inc.


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Mark A. Helfers
Attorney

James F. Kick
President/CAPS, Inc.

Eugene F. Kroupa
Senior Vice President

Thomas F. Kubat
Senior Vice President

James D. Mann
President/Mann Tool Company, Inc.

P. Joseph McKee, III
President/Paric Corporation

Jack E. Pohrer
President/St. Louis Parking Company

Michael J. Ross
Chairman of the Board

Anthony F. Sansone, Jr.
Principal/Sansone Group

Roger J. Sommer
President/Roger Sommer Insurance Agency

Justin A. Williamson III
President/Midwest Systems

Rudolph L. Wise
President/Wise El Santo Company

Barry R. Zweig
Senior Vice President

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